Sheriff's Department Warns of Current Scams
Though Anderson County is not yet experiencing a significant outbreak of the following fraudulent scams, based on information received from the National Sheriff’s Association, Sheriff John Skipper warns, “Citizens may be targeted with one or more of these particular scams.”
Lottery Fraud – The lottery con is the number one scam affecting citizens across the country and fraudsters involved in this scam often target senior citizens. Keep in mind that legitimate lottery officials will NEVER ask you to wire money to pay taxes on lottery winnings, yet this is what fraudsters hope that you will do unwittingly.
To guard against any financial scam, DO NOT give out your Social Security number or any sensitive information to someone who claims to be from a bank, a credit-card company, or a store. If you are uncertain, tell the person you will call them back. Then call your bank or credit-card company using phone numbers you have on file. Do not rely on your phone’s caller ID display.
Power Company Fraud - Fraudsters have developed a clever ruse to steal money from homeowners and small businesses across the county. Callers claim to be from your local power company and they pretend they’re calling to let you know that your account is delinquent and will be disconnected unless you pay the bill right away. To help you quickly “fix” the issue, the caller recommends that you obtain a prepaid debit card from a local store and provide them with the card’s access information. The money, of course, is never applied to your account. It goes straight into the scammers pockets. To add credibility to their story, offenders often use “spoofing technology” that makes your phone’s caller ID display the name and phone number of the local utility company.
Duke Power has launched a public awareness campaign in several of its service areas to help thwart this type of crime. They have indicated that they will never call and threaten immediate service disconnection, nor require customers to provide them with prepaid card information to satisfy a bill.
Medical Identity Fraud - Identity Theft is on the rise; but, so too is Medical Identity Theft. Within the last year, it is up 20 percent according to a recent national survey. This crime is popular with criminals because a medical record is actually more valuable (on the open market) than other forms of personal information; and medical identity theft can be perpetrated without your knowledge. It may be years, or decades later before you find out that your medical record has been changed, which could put you at great risk.
Fraud experts predict that the problem will get worse with the government-mandated use of electronic health records and as more people obtain coverage under the Affordable Care Act.
To protect one’s self from this type of scam, the following actions are recommended:
Review your medical Explanation of Benefits (EOB) after each office visit or treatment. Ensure that your listed doctors and services performed are accurate. If not, contact your insurer immediately. After careful review, shred your EOB or file it in a secure location.
Obtain your “benefits request” annually. Your insurer can provide a comprehensive list of benefits paid in your name.
To avoid unauthorized use, report lost or stolen health insurance ID cards to your insurer as soon as possible.
Be sure you are dealing with a reputable health-care provider. Be cautious of free medical services. Fraudsters often use free services as a way to obtain personal information.
Review your credit reports annually and make sure they are free of any medical liens. You have a right to request a free annual credit report from each of the three credit bureaus.
Telemarketing Scams - Telemarketing fraud often involves offers of free prizes, low-cost vitamins and health care products, and inexpensive vacations. It’s very difficult to get your money back if you’ve been cheated over the telephone. Remember:
Always buy from familiar companies or check out unfamiliar companies with the local consumer protection agency, the Better Business Bureau, state attorney general’s office or the National Fraud Information Center.
Always ask for, and wait until you receive, written material about any offer or charity. If you get brochures about costly investments, ask someone whose financial advice you trust to review the information.
Always obtain a salesperson’s name, business identity, telephone number, street address, mailing address, and business license number; and verify the accuracy of the information before you transact business.
Computer Ransom-Ware Scam – Thousands of computer users across our nation are experiencing a new cybercrime. They find their computer screen frozen with an alarming message displayed across the screen. The message appears to be from a government agency claiming the user has accessed an unlawful website or committed other computer-access crimes. The message demands money from the computer user or threatens that, if they fail to pay, the authorities will be notified and will lock them up.
To prevent this scam from attacking your computer, make sure all of your software, including antivirus programs, is updated regularly; do not open spam or email attachments from people you don’t know; and, avoid suspicious-looking websites.
If your computer does fall prey to this scam, the Sheriff’s Association recommends contacting Symantec Corporation, an American company which provides computer security and software solutions. Symantec offers a free, downloadable tool entitled Norton Power Eraser which can be used to restore your computer. The tool can be accessed at http://us.norton.com/support/DIY. You can also contact Symantec by calling (650) 527-8000.
Other Scams – The following scams have also been reported around the nation:
In the door-to-door salesman scam, one person may try to sell you something while his associate asks to use your bathroom. But instead of using the bathroom, that person is looking through your bureau or desk for personal information or valuables.
In the home repair scam, workers look for your personal information or valuables while they are supposedly conducting home repairs.
In the family emergency scam, a grandparent gets a call from someone claiming to be a grandchild who needs money wired to them, but doesn’t want the parents to find out.
Citizens, especially seniors, are often hesitant to report these types of crimes, possibly due to embarrassment; but, these are legitimate acts of theft and should be reported as soon as possible to law enforcement to prevent others from experiencing the same type of scam.
Since January 1, 2013, the Sheriff’s Office has received over 400 reports of fraudulent activity; of these, 145 have been classified as scams.